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Affirm Holdings, led by CEO Max Levchin, is outpacing industry rivals in the fintech sector, particularly in the buy-now-pay-later (BNPL) service. When asked about competition from PayPal and Apple's BNPL services, Levchin stated that credit cards remain their biggest competition. Despite new entrants like Apple, Affirm remains confident in its position and continues to innovate and grow in the competitive fintech market.

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